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Welcome to the UK Online Credit Card Applications
CreditCardGuide.com offers a selection of UK credit cards from UK and international banks with the best credit card deals, and with credit card applications online.
Look through our selection of cash back, travel rewards,and no annual fee credit card offers to find the best credit card deal. The cards are also organized by bank, so you can choose from American Express® and Capital One® credit cards.
Choose your type of UK credit card or scroll below.
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Money Back and Rewards Credit Cards
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.9% |
None |
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The Platinum Card®
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- Earn 1 Membership Rewards point for every £1 you spend
- Convert your points into a wide range of outstanding travel, dining and retail rewards
- Points don't expire
- You can convert your Membership Rewards points into frequent traveller points or miles
- Enjoy special discounts, offers and priviledges on travel, hotel and auto rentals
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
£300 |
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Express Rewards Card from American Express
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- Spend £500 on your card in the first 3 months and you'll received 6,000 bonus points
- 3 points for every full £1 you spend in major supermarkets up to £500 per month
- 2 points for every full £1 you spend in leading department stores
- 1 point for every full £1 you spend everywhere else
- 0% on purchases for for 6 months
- Typical Variable 17.9% APR
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 6 mo. |
None |
17.9% |
None |
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Travel Rewards Credit Cards
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The British Airways American Express Credit Card
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- 1,000 bonus BA Miles when you have spent £500 within the first 3 months of cardmembership
- Collect 1 BA Mile for virtually* every £1 you spend
- Redeem your BA Miles on a British Airways flight
- Receive another companion ticket if you spent £20,000 on your card in a year*
- Free additional cards
- Travel accident benefits up to £75,000*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.9% |
None |
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The British Airways American Express Premium Plus Credit Card
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- 6,000 bonus BA Miles when you use the card for the first time
- Collect 1.5 BA Mile for virtually* every £1 you spend
- Double BA miles on British Airways flights and BA Holidays
- Redeem your BA Miles on a British Airways flight
- Receive another companion ticket if you spent £10,000 on your card in a year*
- Free additional cards
- Travel accident benefits up to £250,000*
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
46% |
£150 |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 6 mo. |
17.9% |
None |
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RBS Black Credit Card
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- The RBS Black Card offers a wealth of features which far exceed those of a standard credit card. Whether you need much-sought-after tickets, a fine wine service or bespoke travel planning, an RBS Black Card gives you access to an extensive range of benefits.
- Minimum £15,000 credit limit
- 24-hour personal assistant service
- Extensive travel insurance and airport executive lounge access
- An annual fee of £250 is payable which reflects a package of benefits worth over £1,300 per year.
- RBS Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
See Terms* |
£250 |
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NatWest Black Credit Card
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- Flights to far off places. Weekend breaks to die for. And all manner of other travel treats - earned through NatWest YourPoints.
- And not just any old collection programme - but a generous 1.25 YourPoints for every £1 of qualifying spend.
- Personal assistant ready to help 24 hours a day
- Airport lounge access with Priority Pass
- Travel insurance for all the family
- £15000 minimum credit limit
- Total package of benefits worth over £1,300 per year with only a £250 annual fee.
- NatWest Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
See Terms* |
£250 |
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Credit Cards With No Annual Fee
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The British Airways American Express Credit Card
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- 1,000 bonus BA Miles when you have spent £500 within the first 3 months of cardmembership
- Collect 1 BA Mile for virtually* every £1 you spend
- Redeem your BA Miles on a British Airways flight
- Receive another companion ticket if you spent £20,000 on your card in a year*
- Free additional cards
- Travel accident benefits up to £75,000*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.9% |
None |
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RBS Classic Credit Card
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- With a low rate on purchases for 9 months our Classic Card could give you the flexibility to manage your money.
- Everyday spending – pay 4.9% on purchases for nine months from opening your account
- No annual fee – and a Typical 19.9% APR (variable)
- Withdraw cash – up to £300 or the foreign currency equivalent, from cash machines the world over. Charges may apply abroad.
- The Royal Bank of Scotland Classic Card is available subject to approval, only to existing RBS current account customers with an income of at least £10,000 p.a., and aged 18 or over.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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4.9% for 9 mo. |
None |
19.9% |
None |
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RBS Platinum Credit Card
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- Stop paying interest on your balances for the next 15 months – and save on everyday spending too.
- 0% on balance transfers for 15 months from account opening – if you switch your balances within three months of opening your account
- 0% on purchases – for three months from account opening
- 2.9% balance transfer fee - (minimum £5), and a Typical 16.9% APR (variable)
- The Royal Bank of Scotland Platinum Card is available subject to approval, only to existing RBS current account customers with an income of at least £10,000 p.a., and aged 18 or over.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 15 mo. |
16.9% |
None |
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Capital One Classic Visa
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- 34.9% APR Typical Variable
- Up to £2,500 in spending power
- A FREE choice of card design
- Free Identity Theft Service
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
34.9% |
None |
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Vanquis Visa® Card
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- A Credit Limit Assigned At A Fixed Amount To Help You Stay In Control
- Up To 56 Days Interest Free On Purchases
- Free Additional Cardholder
- Free Fraud Monitoring To Warn You Of Any Suspicious Activity On Your Account
- Chip & PIN Technology For Added Security Whenever You Use Your Card
- Visa Is Widely Accepted In The UK & Abroad
- Convenient For Paying Online & Over The Phone
- Friendly & Helpful UK Call Centres
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.9% |
None |
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Natwest Platinum Credit Card
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| Stop paying interest on your balances for the next 15 months – and save on everyday spending too. |
- Stop paying interest on your balances for the next 15 months – and save on everyday spending too.
- 0% on balance transfers for 15 months from account opening – if you switch your balances within three months of opening your account
- 0% on purchases – for three months from account opening
- 2.9% balance transfer fee - (minimum £5), and a Typical 16.9% APR (variable)
- The Royal Bank of Scotland Platinum Card is available subject to approval, only to existing RBS current account customers with an income of at least £10,000 p.a., and aged 18 or over.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 15 mo. |
16.9% |
None |
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Natwest Classic Credit Card
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- With a low rate on purchases for 9 months our Classic Card could give you the flexibility to manage your money.
- Everyday spending – pay 4.9% p.a. on purchases for nine months from opening your account
- No annual fee – and a Typical 19.9% APR (variable)
- Withdraw cash – up to £300 or the foreign currency equivalent, from cash machines the world over. Charges may apply abroad.
- The Royal Bank of Scotland Classic Card is available subject to approval, only to existing RBS current account customers with an income of at least £10,000 p.a., and aged 18 or over.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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4.9% for 9 mo. |
None |
19.9% |
None |
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HSBC Bank Credit Card
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- 0%* for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
- 0% on purchases for 3 months from account opening.
- Typical 16.9% APR variable.
- No annual fee to pay.
- Free additional credit card for partners or family members over 18.
- 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
- Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
- Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time.
- In order to apply for an HSBC Bank Credit Card you need to:
- Have an HSBC current account.
- Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0%* for 15 mo. |
16.9% |
None |
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Egg Visa® Credit Card
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- 0% interest for up to 14 months on balances transferred within the first three months (3% fee applies).
- 0% interest on new purchases for up to 3 months.
- Manage your online account Egg Money Manager.
- Online PIN reminder
- Active fraud monitoring
- 24 hour online account management
- No paperwork and apply in minutes
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for up to 3 mo. |
0% for up to 14 mo. |
16.9% |
None |
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Virgin Credit Card
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- 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
- 0% for 3 months on card purchases* (from the date your account is opened)
- Discounts at loads of Virgin companies
- Discounted vouchers for leading high street stores
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 16 mo. |
16.6% |
None |
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MBNA Platinum Rewards Credit Card
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- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
- 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
- 0% on card purchases for 3 months from the date your account is opened.
- 15.9% APR typical rate (variable).
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 13 mo. |
15.9% |
None |
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MBNA Platinum Plus Credit Card
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- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
- 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
- 0% on card purchases for 3 months from the date your account is opened.
- 15.9% APR typical rate (variable).
- Online Banking: check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
- Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 13 mo. |
15.9% |
None |
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Bank of Scotland All in One Credit Card
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- 0% for the first 9 months on purchases and,
- 0% for the first 9 months on balance transfers made in the first 90 days (3% balance transfer fee applies).
- Up to 59 days interest free credit on all purchases if you pay off your balance in full and on time each month
- Peace of mind when shopping online with Bank of Scotland Secure
- Five card colours to choose from
- The convenience of servicing your account online, whenever you wish
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 9 mo. |
0% for 9 mo. |
15.9% |
None |
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Halifax All in One Credit Card
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- 0% for the first 9 months on purchases - helping you spread the cost.
- 0% for the first 9 months on balance transfers made in the first 90 days (3% fee applies) - transfer existing balances and you could save money.
- Up to 59 days interest free credit on purchases if you pay off your balance in full and on time each month.
- Peace of mind when shopping online with Halifax Secure
- Five card colours to choose from
- The convenience of servicing your account online, whenever you wish
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 9 mo. |
0% for 9 mo. |
15.9% |
None |
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Sainsbury's Credit Card
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- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 0% for the first 12 months on Sainsbury's shopping
- 0% for the first 10 months on all other shopping
- 0% for the first 10 months on balance transfers (+3% fee)
- Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
- Withdraw cash in over 24 million locations worldwide (fees apply)
- Enjoy safe and secure payments with Chip and PIN
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 9 mo. |
0% for 9 mo. |
15.9 |
None |
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Capital One Plus Credit Card
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- 0% on purchases for 6 months
- A credit limit of up to £2,500
- Online security and anti-fraud protection
- 14.9% APR typical variable
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 6 mo. |
None |
14.9% |
None |
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Capital One Progress Credit Card
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- Your balance transfer and purchase rates could shrink to as low as 19.9% p.a. variable
- A credit limit of up to £2,500
- 34.9% APR typical variable
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.9% |
None |
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The AA Credit Card
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- 0% on balance transfers until February 2011 (2.99% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
- 0% on money transfers until February 2011 on transfers from your credit card to your current account (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
- 0% on all card purchases on all motoring, fuel and AA products until February 2011
- 16.9% APR typical rate (variable)
- Earn AA Rewards Points on your everyday spend plus earn double points on motoring spend
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% on all motoring and fuel purchases for 12 mo. |
0% for 12 mo. |
16.9% |
None |
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Barclaycard Simplicity Credit Card
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- Simply our lowest APR
- A low rate on all your purchases
- 7.8% interest on all balance transfers (no handling fee applies)
- With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
- 7.8% APR typical (variable)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
7.8% |
None |
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Barclaycard Platinum Credit Card with Balance Transfer
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- 0% interest on balance transfers for 3 months from account opening (2.9% handling fee applies)
- 0% interest on purchases for 15 months from account opening
- With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
- 15.9% APR typical (variable)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 15 mo. |
0% for 3 mo. |
15.9% |
None |
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Post Office MasterCard
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- 16.9% APR Typical (variable)
- 0% on balance transfers for the first 12 months
- 0% on purchases for the first 3 months
- 0% commission on purchases overseas
- 0% on new balance transfers for 5 months again and again
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 3 mo. |
0% for 12 mo. |
16.9 |
None |
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RBS Student Credit Card
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- Great savings and a real-world credit limit
- Discounts – save on brands like HP, Lonely Planet and Firebox.com
- Control your spending – with a £500 maximum credit limit
- Direct Debit – never miss a credit card payment, and avoid late fees
- No annual fee – and a Typical 18.9% APR (variable)
- The Royal Bank of Scotland Student MasterCard is available subject to approval, only to persons aged 18 or over who have a RBS Student current account.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
18.9% |
None |
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NatWest Student Credit Card
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- Great savings and a real-world credit limit
- Discounts – save on brands like HP, Lonely Planet and Firebox.com
- Control your spending – with a £500 maximum credit limit
- Direct Debit – never miss a credit card payment, and avoid late fees
- No annual fee – and a Typical 18.9% APR (variable)
- The NatWest Student Credit Card is available subject to approval, only to persons aged 18 or over with a NatWest Student current account.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
18.9% |
None |
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E-Platinum Plus Card
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- Receive all of the privileges of platinum with the E-Platinum Plus Card!
- 0% APR Fixed Forever!
- Guaranteed Approval!
- No Credit Checks!
- Credit Line of £5000
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
0% |
£4.95 per month |
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E-Platinum Plus Card - Green
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- Receive all of the privileges of platinum with the E-Platinum Plus Card!
- 0% APR Fixed Forever!
- Guaranteed Approval!
- No Credit Checks!
- Credit Line of £5000
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
0% |
£4.95 per month |
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Provident Money Card
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- The Provident Money Card gives you instant spending power, use it on the Internet or over the phone. It's a really flexible and modern way to borrow money. Safe, secure and it's not a credit card.
- Withdraw cash as and when you need it from cash machines and banks
- Shop on the phone or over the Internet
- Stay in control of your finances – with our Money Card you only spend what you have borrowed
- Spend as much or as little as you want, when you want
- Your very own PIN (Personal Identification Number) keeps your loan safe
- Cards are available in values of £300
- Your friendly agent will call at your home to collect your weekly repayments
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| Intro Purchase APR |
|
APR |
Annual Fee |
|
None |
None |
None |
N/A |
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CaxtonFX Prepaid Global Traveller Card
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| If you're travelling outside of the Euro and USD zones, or even to multiple destinations including Europe and the US, this is the card for you. |
- It's a prepaid MasterCard® that works just like a debit card.
- Designed for travellers and overseas spending.
- Safe and convenient way to spend money abroad
- You can load it online, over the phone or by SMS.
- Its completely free to use in shops and restaurants and other retail outlets outside the UK.
- 24-hr online account management
- Guaranteed exchange rates
- New cardholder discounts
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
None |
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CaxtonFX Euro Card
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| If you're travelling to the Euro Zone, this is the card for you. |
- It's a prepaid MasterCard® that works just like a debit card.
- Designed for travellers and overseas spending.
- Safe and convenient way to spend money abroad
- You can load it online, over the phone or by SMS.
- Its completely free to use in shops and restaurants and other retail outlets outside the UK.
- 24-hr online account management
- Guaranteed exchange rates
- New cardholder discounts
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
None |
|
|
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CaxtonFX Prepaid US Dollar Card
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| If you're travelling to the USA, this is the card for you. |
- It's a prepaid MasterCard® that works just like a debit card.
- Designed for travellers and overseas spending.
- Safe and convenient way to spend money abroad
- You can load it online, over the phone or by SMS.
- Its completely free to use in shops and restaurants and other retail outlets outside the UK.
- 24-hr online account management
- Guaranteed exchange rates
- New cardholder discounts
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
None |
|
|
|
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FairFX Prepaid MasterCard®
|
- FairFX currency cards are a revolutionary step forward in how consumers spend money abroad whether for travel, business or even via the internet!
- No initial fees when you load $20 or €10 upon sign-up.
- No monthly or quarterly fees and no hidden charges.
- No fees for foreign exchange transactions.
- For the fairest of them all look no further!
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
None |
|
|
|
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The Sun MasterCard® Prepaid Card
|
- Everyone welcome!
- No bank account required
- No credit checks
- Use in millions of locations worldwide including ATMs
- Pay bills, spend in-store, shop online and withdraw cash from ATMs
- Receive wages or salary directly onto your Card
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
£4.99 per month or Pay As You Go* |
|
|
|
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Tuxedo MasterCard® Prepaid Card
|
- £5 FREE* on first Top-up
- FREE second card
- No hidden charges
- Up to 15% cashback when shopping online
- Everyone Welcome!
- No bank account or credit check required
- Receive your salary/wages or benefit payments directly into your eccount
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
£4.99 per month or Pay As You Go* |
|
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Virgin Money Monthly Prepaid MasterCard®
|
- No bank account needed, and no credit checks
- It's a secure way to shop - online, by phone and in store
- Fantastic discounts at Virgin companies and on the high street
- No card transaction charges in the UK with 'Pay monthly'
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
£4.75 per month |
|
|
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RationalFX Euro Prepaid Travel Money MasterCard®
|
| Your Money travels further on the RationalFX Euro Prepaid MasterCard® |
- It's a prepaid MasterCard card that works just like a debit card
- Designed for travellers and overseas spending
- You can load it online, over the phone or by SMS
- It's completely free to use in shops and restaurants and other retail outlets
- 24-hr online account management
- Guaranteed Exchange Rates
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
£9.95 |
|
|
|
|
RationalFX Dollar Prepaid Travel Money MasterCard®
|
| Your Money travels further on the RationalFX USD Prepaid MasterCard® |
- It's a prepaid MasterCard card that works just like a debit card
- Designed for travellers and overseas spending
- You can load it online, over the phone or by SMS
- It's completely free to use in shops and restaurants and other retail outlets
- 24-hr online account management
- Guaranteed Exchange Rates
|
| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
£9.95 |
|
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|
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Cashplus Gold PrePaid Mastercard
|
- Want a card? Go gold!
- No bank account needed, no credit checks
- No contract or tie-ins
- No interest, no overdraft of late payment fees
- No debt, spend only what you top up
- Plus! It's one of the only prepaid cards offering purchase protection
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
See Terms |
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White Eagle Prepaid Card
|
- No credit check, no bank account required
- Personalised & Embossed
- Maximum Card balance of £5000.
- Valid for 2 years.
- Basic form of ID required
- Allow up to 7 days delivery
- Buy Now - Only £4.95
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
See Terms |
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Freedom Instant Cash Card
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- 100% acceptance, no credit check
- NO ID Required
- Maximum load limit of £650
- Fully upgradable to provide a higher limit
- Use at over 28 million locations worldwide
- Same day despatch
- Buy Now - only £9.99
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
|
None |
None |
None |
See Terms |
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Personalised Freedom Cash Card
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- No credit check, no bank account required
- Personalised & Embossed
- Maximum card balance of £3,000
- Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide
- Allow up to 7 days delivery
- Buy Now - only £9.99
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| Intro Purchase APR |
|
APR as low as |
Annual Fee |
|
None |
None |
None |
See Terms |
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|
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