USAA Credit Cards


  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn 1.5% cash back on every purchase
    • There's no limit on the amount you can earn
    • Redeem your rewards anytime online or with the USAA Mobile App.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR12.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR18.40%-24.40% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn up to 1.25% on your everyday purchases.
    • There's no limit on the amount you can earn.
    • Redeem your rewards anytime online or with the USAA Mobile App.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn 2X points for every dollar on gas and grocery purchases all the time.
    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • Earn points without a cap or expiration.
    • Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR11.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
    • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
    • Unlimited 1% cash back on all other purchases.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR12.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn up to 2.25% cash back on gas and grocery purchases.
    • Earn up to 1.25% cash back on everyday purchases.
    • Redeem your rewards anytime online or with the USAA Mobile App.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn one point for every dollar spent on your everyday purchases.
    • Earn 2X points per dollar on gas and groceries with no caps.
    • Get 2,500 bonus points with your first purchase.
    • Redeem points for cash, merchandise, gift cards and more.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.40%-26.40% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Best for members rebuilding or establishing credit.
    • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
    • No foreign transaction fees when you travel outside the United States.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.40%-20.40% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • Redeem points for cash, merchandise, gift cards and more.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.40%-26.40% (Variable)
    Annual Fee$0.00.

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR18.40%-24.40% (Variable)
    Annual Fee$35

    See Terms *