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Visa operates the world's largest and most sophisticated consumer payments processing
system. It is jointly owned by more than 21,000 member financial institutions
around the globe. Visa itself does not offer cards or financial services directly
to consumers and merchants. Instead, Visa enables banks to offer cards and other
payment services that can be used anywhere Visa is accepted.
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Capital One® No Hassle CashSM Rewards
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- 1% cash back on all purchases you make from day one
- 14.9% APR on purchases and balance transfers
- No limit on cash back and rewards won't expire for the life of your account
- Request your cash back rewards whenever you want
- For customers with excellent credit
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
14.9% |
None |
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Chase Platinum® Visa Card
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- 0% Intro APR for up to 12 months* on purchases and balance transfers
- APR as low as 10.99% thereafter
- Free travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Platinum Visa® benefits
- Free online account access
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99% |
None |
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Simmons First Visa Platinum
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| One of the lowest ongoing APRs in the nation |
- Fixed APR of 7.25%
- No annual fee
- Global acceptance
- Travel insurance
- Car rental loss/damage waver covering collision, theft and vandalism
- Emergency cash and credit card replacement
- Card issued by Simmons First National Bank
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
7.25% |
None |
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Bank of America® Platinum Plus® Visa® Card
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- 0% introductory APR for 12 months for balance transfers with a balance transfer fee, min. $10, 3% of transfer*
- Travel and emergency assistance*
- Automatic auto rental insurance*
- No annual fee
- Card issued by FIA Card Services, NA.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0% for 12 mo.* |
8.24% |
None |
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Chase Free Cash RewardsSM Visa® Card
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| Earn points fast and choose how you want to receive your rewards |
- 1 point for every eligible dollar in purchases
- 1,000 bonus points after your first purchase
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
- Intro 0% Fixed APR for up to 12 months*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99%* |
None |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points for paying on time
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, MTV events, and airline tickets
- No balance transfer fee with this offer*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
12.99% |
None |
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Chase Flexible Rewards Platinum Visa® Card
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| Earn travel fast - all your purchases earn you points |
- Earn 1 point for every dollar spent*
- Earn airline tickets, hotel stays, or car rentals
- 0% introductory APR for up to 12 months**
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99%* |
None |
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Frequent Flyer Visa Cards
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Capital One® No Hassle MilesSM Rewards
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| Earn miles 25% faster than regular miles cards - for customers with excellent credit |
- Earn 1.25 miles for each dollar spent on purchases
- 13.9% APR on purchases and balance transfers
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
- 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
13.9% |
None |
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The WorldPerks® Visa
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| Earn up to 10,000 Bonus Miles* with the WorldPerks® Visa® Card! |
- Use your WorldPerks® Visa Card to charge everyday purchases as well as large purchases like home furnishings and travel, and earn WorldPerks miles for the dollars you spend
- Now that Northwest Airlines® is a member of the SkyTeam® Global Alliance, you have even more redemption opportunities
- Combine the miles you earn with your Northwest Airlines flight miles and other partner miles to earn award travel faster on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, Alaska Airlines and other qualified WorldPerks Airline Partners
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
15.75% |
$55 |
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Hawaiian Airlines® Visa® Platinum Credit Card
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- 2 HawaiianMiles for every dollar spent for tickets purchased directly from Hawaiian Airlines
- 1 HawaiianMile for every dollar spent*
- 10,000 Bonus Miles upon first purchase and first minimum payment
- Anniversary Bonus Miles: 5,000 each year when you renew your card
- No blackout dates
- Earn additional miles at HawaiianMiles supercharged merchants
- 50% discounted Companion Ticket upon approval
- Can pool miles with friends and family
- Emergency airline ticket replacement
- Card issued by FIA Card Services, NA.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 1.99% for 6 mo.* |
1.99% for 6 mo.* |
14.24% |
$50* |
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Alaska Airlines Visa® Signature Credit Card
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| Earn and redeem miles with 10 airline partners—award travel begins at just 20,000 miles |
- 2 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and vacation packages
- 1 mile for every net retail dollar spent*
- 20,000 Bonus Miles upon approval*
- 1,000 additional Bonus Miles when you apply online
- 2 Board Room passes upon approval
- No annual mileage cap and miles never expire on active accounts
- One round-trip $50 (USD) Companion Ticket upon approval and then another every year
- Card issued by FIA Card Services, NA.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
12.24% |
$75* |
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Mexicana® Airlines Visa® Platinum Plus® Card
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- 2 miles for every dollar spent with Mexicana Airlines
- 1 mile per dollar spent in net purchases
- 2,000 Anniversary Bonus Miles each year
- Miles can be redeemed on Mexicana or any of their more than 15 partner airlines*
- Miles never expire and no mileage cap
- Earn one free Companion Ticket Coupon the first year, after first purchase
- Receive a $99 Companion ticket Coupon annually, thereafter
- Receive 4,000 Welcome Miles when you join the Frecuenta Loyalty Program
- Most program materials available in English and Spanish
- Card issued by FIA Card Services, NA.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 1.9% for 6 mo.* |
1.9% for 6 mo.* |
15.24% |
$45 |
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Popular Business Visa Cards
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Capital One Visa® Business Platinum with No Hassle CashSM
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- 1% cash back on all purchases with no category limits and no restrictions
- 0% APR on purchases until June 2009
- A variable rate currently as low as 14.99%*
- A 25% bonus each year on cash you earned the previous year
- Free employee cards with individual spending limits you set
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until June 2009 |
None |
14.99%(V) |
None |
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Chase Business Rebate Card
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- Introductory fixed 0% APR for up to 12 months on purchases and balance transfers*
- Earn a full 3% cash back at restaurants, office supply stores, gas stations, building supply stores, hardware and home improvement centers
- Earn 1% cash back for everything else
- Visa Business Partner Advantage program
- Travel accident insurance
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99% |
None |
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The Chase Platinum Visa® Business Card
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- 0% APR for up to 12 months*
- Visa Business Partner Advantage program - savings from leading retailers with special offers on computer equipment, office supplies and more
- Travel and emergency assistance
- Purchase security and extended protection
- Travel Accident Insurance
- Free online reporting
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
8.99% |
None |
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Capital One® Visa® Business Platinum with Preferred No Hassle MilesSM
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- Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
- Redeem miles for cash back, gift cards, flights and more
- 0% APR on purchases until June 2009
- Earn double miles at hotels, restaurants, and more - great for business travelers
- Free employee cards with individual spending limits you set
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until June 2009 |
None |
14.99%(V) |
None |
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Chase Business Cash Rewards Visa® Card
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- Earn up to 5% cash back with unlimited rewards potential
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want
- Receive quarterly management reports
- 0% Intro APR for up to 12 months*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99% |
None |
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Popular Student Visa Cards
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Capital One® No Hassle CashSM Rewards for Students
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| If you have a limited credit history or past credit problems, this cash rewards card is for you |
- 1% cash back on purchases you make from day one
- 25% annual bonus on the cash you earn during the year*
- 0% APR on purchases until October 2008
- After that, variable APR, currently 14.9%
- No limit on cash back and rewards won’t expire for the life of your account
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until Oct. 2008 |
None |
14.9% |
$29 |
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Citi® Platinum Select® Visa® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- $0 liability on unauthorized purchases
- Free online account management
- No balance transfer fee with this offer*
- Citi® Photocard option*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
10.99% |
None |
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Citi® Dividend Platinum Select® Card for College Students
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- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months, and 2% thereafter
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- No balance transfer fee with this offer*
- Build your credit history
- Citi® Photocard option*
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
12.99% |
None |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points for paying on time
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, MTV events, and airline tickets
- No balance transfer fee with this offer*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
12.99% |
None |
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VISA Credit Cards – Overview and Features
Visa credit cards by now are the most widely utilized payment brand in the world – they can be used pretty much anytime and anywhere. Cardholders in more than 150 countries carry more than 1 billion Visa-branded cards, which accounts for more than $3 trillion in annual transaction volume. People seem to agree that, indeed, Life Takes Visa.
Visa branded cards are offered by most banks, financial institutions, and many major brand names, airlines, hotels, universities, charitable organizations and other types of institutions.
Visa offers users worldwide acceptance and numerous additional benefits, such as extended warranty on purchases made with certain types of Visa cards and rental car collision and theft coverage on rental cars paid for with a Visa card (restrictions apply, see your card’s terms and conditions). Other benefits include emergency cash disbursement and roadside assistance service. Lastly, card holders today enjoy worry-free shopping because of Visa’s zero liability policy—if your card is stolen, you will owe nothing on any resulting fraudulent transactions.
Credit cards are such a ubiquitous part of life today that it is hard to believe that only fifty years ago, the only payment options were cash or checks. Credit cards are here to stay, and Visa cards have played and continue to play an important role in the evolution of the way payments take place in today’s society.
Visa International’s history can be traced back to 1958, when Bank of America launched its BankAmericard program in California, which marked the birth of the credit card industry. From that early beginning, Visa International emerged as an economic joint venture with more than 13,000 member financial institutions issuing Visa credit cards and debit cards to their customers.
Visa International provides an organizational umbrella within which member financial institutions have the freedom to structure their own credit card offers to consumers. Over the years, this in-built autonomy has spawned the profusion of Visa card deals costumers enjoy today. With the advent of online approval cards and other online conveniences it has become easier than ever before to apply for a credit card.
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Entertainment
— Automobile
— Retail &
Canadian Cards
U.K. Credit Cards
Australian Cards
Belgium Cards