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Visa operates the world's largest and most sophisticated consumer payments processing
system. It is jointly owned by more than 21,000 member financial institutions
around the globe. Visa itself does not offer cards or financial services directly
to consumers and merchants. Instead, Visa enables banks to offer cards and other
payment services that can be used anywhere Visa is accepted.
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Capital One® No Hassle MilesSM Rewards
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- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- No foreign transaction fees
- 0% APR on purchases until January 2011
- No annual fee
- To apply online click the "Apply Here" button or call
1-866-582-0808
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until January 2011 |
None |
13.9% (V) |
None |
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SlateSM from Chase
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- Now with BlueprintSM
- 0% intro APR for up to 12 months on Purchases and Balance Transfers
- Patented Fraud Protection
- Zero Liability on Unauthorized Purchases
- E-mail and text alerts
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for up to 12 mo. |
0% for up to 12 mo. |
13.24% Variable |
None |
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PartnersFirst Cash Back Visa® Credit Card
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- Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.*
- Earn 1% cash back on every purchase and customize your card with your favorite photo!
*Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Offer valid for new cardholders through this promotion only. Not valid for existing PartnersFirst Rewards cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires March 5, 2010. |
| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0%* for 6 mo.* |
16.24% (V) |
None |
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Chase SapphireSM
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- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn up to 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
12.24% Variable |
None |
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Simmons First Visa® Platinum
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| One of the lowest ongoing APRs in the nation |
- Variable APR of 7.25%
- No annual fee
- Global acceptance
- Travel insurance
- Car rental loss/damage waiver covering collision, theft and vandalism
- Emergency cash and credit card replacement
- Card issued by Simmons First National Bank
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
7.25% |
None |
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Visa Black Card
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- Limited membership
- 24-hour concierge service
- Exclusive rewards program
- Luxury gifts
- Patent pending carbon graphite
- Annual fee $495
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 6* mo. |
13.24% |
$495 |
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until January 2011 |
None |
13.9% (V) |
None |
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Citi ForwardSM Card
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- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 6 months on purchases and balance transfers.
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% for 6 mo. |
0% for 6 mo. |
14.24% (V) |
None |
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0%* for 6 mo.* |
16.24% (V) |
None |
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BMW Car Club of America Rewards Visa® Card
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- Customize your card with your favorite BMW photo!
- Redeem points for BMW Performance Center driving experiences, BMW CCA gear and Free Membership. … and more
- Or, choose airline travel, merchandise, gift cards or pro sports events
- Earn 1% cash back on every purchase!
- Save with an introductory 0%* Annual Percentage Rate (APR) for Balance Transfers for for 6 months and then the standard APR for purchases applies*
- 24/7 customer service
- No Lates fees. No Overlimit fees. No Annual Fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0%* for 6 mo. |
16.24% (V) |
None |
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Priceline Rewards Visa® Card
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- Earning points: Earn points every time you use your priceline rewards Visa card.
- Redeeming points: Use your points to pay for anything you buy with your card ($25 minimum).
- Variable redemption multiplier: Your points go farther when you redeem them on priceline purchases.
- Points categories: Earn double, triple, or even quadruple points on eligible priceline purchases. Earn double points in the everyday spend rewards category of your choice.
- One-time sign-on statement instant credit: You will receive $50 cash back on this purchase. Your new priceline rewards Visa card will be mailed to you shortly and your first statement will show a $50 credit.
- Program overview: As a member of the priceline rewards program, you earn points each time you use your priceline rewards Visa card. You can use points to pay for anything you buy with your priceline card ($25 minimum). Remember… you earn double, triple, or even quadruple points on eligible priceline purchases. And your points go farther when you redeem them on priceline purchases.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 9 mo.* |
13.24% |
$29 |
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Wisdom Financial Services Rewards Visa® Credit Card
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- Earn Double Points on every purchase at "Big Box" Home Improvement Stores!
- Earn 1% cash back on every purchase
- Or, choose airline travel with no blackout dates, merchandise, gift cards and more.
- Save with an introductory 0%* Annual Percentage Rate (APR) for Balance Transfers for for 6 months* and then the standard APR for purchases applies*
- No Annual Fee
- Total fraud protection
- 24/7 customer service
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0%* for 6 mo.* |
16.24% (V) |
None |
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Popular Student Visa Cards
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR on purchases for 6 months if you qualify based on your application and credit history
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- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit
- Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, travel, electronics, music and more
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% if you qualify for 6 mo. |
None |
17.24% (V) |
None |
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Visa Cards for Bad Credit
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Vision PremierSM Prepaid Visa® Card
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- $0 activation fee – with direct deposit*
- $0 weekly fee – with direct deposit
- Guaranteed approval* with no credit check
- Free unlimited purchase transactions
- Free direct deposit – no more check cashing fees
- Free account alerts – email and/or SMS text messages
- Pay any bill: rent, cellular phone, insurance, utilities, etc.
- Load cash at over 100,000 participating retail locations
- Take Control - no late fees, no interest, no NSF fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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READYdebit™ Card
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- 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
- Pay nothing now – No deposits or prepayments required to get your card
- Free direct deposit – stop paying to cash your paycheck
- Now with free credit builder
- Free phone and online access to your account
- No declined transaction fees
- Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
- Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
- Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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AccountNow Prepaid Visa® Card
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- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Public Savings Bank Secured Card
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- 0% APR on purchases for 6 months
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Credit limits up to $100,000
- 25 day grace period
- Use the card everywhere you see the visa/mastercard logo
- No annual fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% for 6 mo. |
None |
11.24 |
None |
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VISA Credit Cards - Overview and Features
Visa credit cards by now are the most widely utilized payment brand in the world - they can be used pretty much anytime and anywhere. Cardholders in more than 150 countries carry more than 1 billion Visa-branded cards, which accounts for more than $3 trillion in annual transaction volume. People seem to agree that, indeed, Life Takes Visa.
Visa branded cards are offered by most banks, financial institutions, and many major brand names, airlines, hotels, universities, charitable organizations and other types of institutions.
Visa offers users worldwide acceptance and numerous additional benefits, such as extended warranty on purchases made with certain types of Visa cards and rental car collision and theft coverage on rental cars paid for with a Visa card (restrictions apply, see your card's terms and conditions). Other benefits include emergency cash disbursement and roadside assistance service. Lastly, card holders today enjoy worry-free shopping because of Visa's zero liability policy-if your card is stolen, you will owe nothing on any resulting fraudulent transactions.
Credit cards are such a ubiquitous part of life today that it is hard to believe that only fifty years ago, the only payment options were cash or checks. Credit cards are here to stay, and Visa cards have played and continue to play an important role in the evolution of the way payments take place in today's society.
Visa International's history can be traced back to 1958, when Bank of America launched its BankAmericard program in California, which marked the birth of the credit card industry. From that early beginning, Visa International emerged as an economic joint venture with more than 13,000 member financial institutions issuing Visa credit cards and debit cards to their customers.
Visa International provides an organizational umbrella within which member financial institutions have the freedom to structure their own credit card offers to consumers. Over the years, this built-in autonomy has spawned the profusion of Visa card deals costumers enjoy today. With the advent of online approval cards and other online conveniences, it has become easier than ever before to apply for a credit card.
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Entertainment
— Automobile
— Retail &
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